As a homeowner in Manhattan, you count on the adjuster from your insurance carrier to provide a fair evaluation of the situation and to approve the required amount to repair the damage caused to the home.
Unfortunately, this is not always the case. The larger the claim, the more challenging it can be for the policyholder to get full compensation based on the limits of the policy. Choosing to hire public adjusters allows the homeowner to get a second opinion on the evaluation of the claim and to ensure covered items under the policy have not been overlooked.
There are some specific situations where a policyholder in Manhattan should consider the services of public adjusters. These situations include:
• High value claims – fire, storm damage, floods, or other named perils that are signficant are often underestimated by both the homeowner and the insurance company adjuster. Hiring a public adjuster can result in thousands of dollars more in the claim, which more than covers the cost of the professional.
• Multiple issues – a public insurance adjuster will complete all the necessary steps to file the claim, even when there may be multiple issues involved in the claim. For example, flood damage may include a range of other required services, such as mold remediation and replacement of furniture and impacted appliances and home systems.
• Detailed report – these licensed professionals provide a very detailed report for the claim. They understand what the insurance companies require to approve the claim, and they ensure all necessary documentation is available at the time of claim processing.
Hiring public adjusters in Manhattan is a good option for any homeowner with significant damage to their home or business. These professionals can also be instrumental in appealing a low settlement offer by your insurance company.
1800Adjusters provides licensed, experienced public adjusters to help homeowners throughout Manhattan. To find out more, contact us today at www.1800adjusters.com.
