Driving is a necessary part of our daily routine, but it comes with its own set of risks. Whether you’re driving to work or running errands, accidents can happen in the blink of an eye. That’s why it’s important to have car insurance that covers damages and injuries in case of an accident. However, many people are unaware of the situations in which they should contact their car insurance company in Cutler Bay.
In this blog post, we discuss some of the crucial times to get in touch with your car insurance agent to make sure your insurance policy continues to protect you and your loved ones.
After an Accident
The first thing to do after an accident is to ensure the safety of everyone involved. Call the police and medical assistance if anyone is injured. Once everyone is safe, make sure to exchange insurance and contact information with the other driver. The next crucial step is to contact your car insurance company. Your insurer needs to be informed of the accident, regardless of who is at fault. This will help them begin the claims process and assess the damage to your vehicle.
Moving to a New Location
A change in address means a change in your insurance policy. Suppose you move to a new location within Cutler Bay or any other city in Florida. In that case, you need to notify your car insurance company in Cutler Bay as soon as possible. Your insurer will update your policy based on the new zip code, and you may find that the rates have changed due to the new location.
Adding a New Driver to Your Policy
If you’re going to lend your car to a friend or family member, it’s necessary to contact your car insurance company, such as Del Toro Insurance, and let them know. If that driver is in an accident, your insurance policy will be the one covering the damages. Adding a new driver to your policy can affect your premium. So, always contact the insurance company and make necessary changes to ensure that you’re well-covered.
