A dental preferred provider organization (PPO) is a type of insurance that allows you the flexibility to self-direct your care without getting a referral to see specialists. PPOs represent the most popular types of dental insurance plans because of the unique benefits. Here are three ways to get the most from your dental PPO in Chicago.
Stay in the Network
Your dental insurance carrier can tell you which Chicago oral health providers are in the network of your coverage. The reason that you want to stay in network is that you have lower out-of-pocket costs than going outside the network. You can use oral health specialists that are not in your network, but your insurance may not cover the costs, and you may pay the full fees for services.
Verify Coverage
When the dentist recommends a procedure, verify that it is covered by your
dental PPO in Chicago. Most routine treatments, such as cleanings and exams are covered, but coverage for more complex procedures varies. The patient coordinator at the dental practice can explain your benefits, or you can contact the dental insurance carrier directly.
Understand Your Responsibility for Payment
Having a dental PPO for Chicago oral health care does not mean that you pay nothing out of pocket. Your summary of benefits describes your responsibility for the fees. Dental providers expect payment at the time of service, so make sure that you are ready to cover your portion after your appointment.
Where to Find a Dental PPO
Contact Chicago Dental Arts, who is an in-network provider for many dental PPO plans. To learn more about their services, call them today to schedule an appointment. You can also visit their website.